We work with Columbus residents who are often overlooked, including those rebuilding credit, transitioning from unstable situations, completing sober living programs, or needing a second chance. Community partners such as nonprofits, treatment centers, churches, and employers can refer individuals. We evaluate each application individually to find the best fit.

No! We specialize in helping people who are rebuilding their credit. While we do evaluate financial readiness, we focus on your current stability and willingness to participate in credit rebuilding and budgeting support. Our goal is to help you improve your financial situation while living in safe, affordable housing.

Each month you pay rent on time, you earn a $250 credit toward purchasing the home you're living in. These credits accumulate up to a maximum of $5,000. When you're ready to buy, these credits can be applied to your down payment or closing costs, making homeownership more achievable.

Yes! That's one of the main goals of CHA. As you stabilize, improve your credit, and build financial readiness, you can work toward purchasing the home you're already living in. Your accumulated rent credits help make this transition more affordable. We provide support throughout the process to help you achieve homeownership.

No. CHA is a coordinating organization that connects residents with housing opportunities. We work with trusted local renovation and management partners who own and maintain the properties. Our role is to identify suitable homes, facilitate partnerships, and support residents on their path to stability and homeownership.